![]() However, getting codes by phone turns out not to be the best way to do MFA. Yes, you can implement MFA simply by having your banking site send you a text message with a code that you enter into the site to gain access. What's the Best Kind of Multi-Factor Authentication? When you use one of the authenticator apps included here, you bolster the password you know with the token, smartphone, or smartwatch that you have. Experts classify authentication factors in three groups: something you know (a password, for example), something you have (a physical object), and something you are (a fingerprint or other biometric trait). MFA means you add another factor in addition to that password. Using one of these apps can even help protect you against stealthy attacks like stalkerware.Īs the name implies, MFA means you use more than one type of authentication to unlock an online account or app. Authenticator apps, such as Authy, Google Authenticator, or Microsoft Authenticator, enable one of the more-secure forms of MFA. Our security team at PCMag frequently exhorts our audience to use it. Multi-factor authentication (MFA, also known as two-factor or 2FA) adds another layer of protection. Leaks and hacks we’ve read about in recent years make it clear that passwords alone don't provide enough security to protect your online bank account or social media accounts. How to Set Up Two-Factor Authentication.How to Record the Screen on Your Windows PC or Mac.How to Convert YouTube Videos to MP3 Files.How to Save Money on Your Cell Phone Bill.How to Free Up Space on Your iPhone or iPad.How to Block Robotexts and Spam Messages.
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